We've written prestige finance for fifty-four years. No call-centre script, no template product, a finance manager who knows the cars on the floor and the lenders that price them properly.
EstimatorIndicative . subject to credit
$450,000
30%
60 months
Monthly
$6,230per month
Borrow
$315,000after deposit
Indicative figures only at 6.95% p.a. comparison rate. Final pricing depends on credit profile, structure, and lender. Speak with our finance team for a tailored quote.
Three structures . one conversation
Pick the structure that fits the buyer, not the brochure.
Last updated . April 2026
01 . Business
Chattel Mortgage
You take ownership from day one; the lender takes a registered interest. Most common structure for ABN buyers claiming GST and depreciation.
Term
12 to 60 months
Tax treatment
Claim GST upfront . depreciate the asset
Best for
ABN holders, sole traders, companies
Balloon
Optional, up to 40%
02 . Business
Finance Lease
The lender owns the vehicle; you lease it for an agreed term. Lease payments are tax-deductible and the residual is set at the start.
Term
24 to 60 months
Tax treatment
Lease payments fully deductible
Best for
Businesses preferring off-balance-sheet
Residual
ATO-set minimum, no balloon
03 . Private
Consumer Loan
A secured personal loan against the vehicle. Fixed term, fixed rate, no GST or business-use considerations, the simplest path for private buyers.
Term
12 to 84 months
Tax treatment
N/A . personal use
Best for
Private buyers, no ABN required
Balloon
Optional, up to 30%
From enquiry to drive-away
Pre-approved in 24 hours. Settled in three days.
We do the lender shopping, structure the deal, and bring you the cleanest offer on the table. You sign once.
01
Tell us what you're after
A short conversation. Vehicle, structure, rough deposit. Five minutes by phone or in the showroom.
Day one
02
We shop the lenders
Our finance manager presents the deal to four to six lenders we know price prestige stock fairly.
Within 24 hours
03
Pre-approval in writing
You receive the cleanest two offers, side by side. Rate, fees, term, residual, no hidden numbers.
24 to 48 hours
04
Sign . settle . drive
Documents prepared in-house, signed at the showroom or over secure e-sign. Settlement in days, not weeks.
Day three
Working with the lenders that know prestige
Macquarie
Westpac
CBA
NAB
Pepper
Liberty
Latitude
Plenti
Talk to a finance manager
One reply, one quote, no chasing.
Send the basics. We'll come back within the business day with an indicative structure and the next step.
NT
In-house finance team
Speak directly with the manager handling your deal